Written By: Robyn Shulman

Saving money, yes, it can be done in different ways.

Due to the unstable economic times, it is important to be aware of different and possible savings which may not be presenting themselves up front.  There are vast areas in which one can save and even make a bit of extra money.  These are times when one needs to be creative and strong, while considering all purchase options.  This is also a time to forget about rejection, and ask! ask! ask!  Saving money may take a bit of time, but it is worth it.

There are little ways to save money and make extra money, which over time, can lead to a decent amount in savings.  All of these strategies can be applied to anyone’s situation. The most important thing to remember is that it never hurts to ask!  The worse thing you will hear is ‘no’.

Here are some ways I have saved money:

1.  Check for money saving coupons on-site: If you are in a department store and you don’t have a coupon, odds are a sale is still taking place that requires one.   Ask the cashier if she/he has a coupon you can use when you check out.  Odds are (if they are in a good mood), they will have many behind the desk in which they can scan. Ask, ask, ask!

2.  Ask if the price is negotiable: You will be surprised how many stores will give you 10% off if you buy a product that is slightly scratched in some way and/or if you purchase the last floor model. You have to ask!  They won’t offer!

3.  Price match/price adjustments:  If the store provides price adjustments, ask when you can bring your receipt in for the money saving adjustment. If they are going to have a sale the next day, ask if you can use your coupon early (Kohl’s will usually do this). Many stores will price match an item from the internet or especially from a live ad. Ask if they price match!

4.  Use Teacher Discounts: Many stores and companies offer teacher discounts that will save you money.

I have personally used all of these money saving tips, and over time, they have added up. Using coupons seems to be mainstream now, and many people are even willing to share their coupons. 

Never be afraid to ask for savings in a store, restaurant, or any other retailer, as you will be pleasantly surprised. 

I hope these little tips help you save and make some money!